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Senior
Medical
Through
modern technology, a medical alert system is now made available
to seniors. This system entails a device that is plugged into your
phone line and wall power outlet. It calls a monitoring agency,
such as HOMEMED Systems, when you need assistance by pressing the
transmitter on the device. The device is simple to use and designed
to be non-intrusive in your environment. The waterproof transmitter
is small and can be worn as a necklace or as a wristband. Once the
transmitter is pressed a signal is sent to a monitoring system where
trained operators are on hand to assist the person with help that
is needed. This medical service is available 24 hrs a day, 356 days
a year. For more information contact HOMEMED Systems at www.homemedsystems.com
or at (850) 225-3659. They are located at 4352 Avalon Blvd.
, Milton , FL 32583 .
Medicare
Prescription Drug Discount Card Program
This
program is an interim prescription assistance program created through
the Medicare Prescription Dug Improvement and Modernization Act
of 2003 (MMA). The discount card is a means of providing prescription
drug savings to persons on Medicare. Persons with disabilities and
seniors can receive a 10-25 percent savings on their prescription
drugs. Some low income beneficiaries may also be eligible for an
additional $600 transitional credit. Discount card sponsors are
contracted by the federal Centers for Medicare and Medicaid Services
(CMS).
This
is a voluntary program for persons 65 and older or who have a disability.
It is endorsed by Governor Jeb Bush and Elder Affairs of the State
of Florida . For more information call (800) 633-4227 or email at
www.medicare.gov .
Elder
Services
The
Northwest Florida Area Agency on Aging, Inc. focuses on improving
the quality of life for the elderly. Their purpose is to plan, coordinate
and monitor services for the 60+ population in Florida's Planning
and Service Area 1; to administer allocated federal and state funds
for delivery of services to the target population; to serve as the
focal point for information and for services assisting elders, their
families, caregivers and the community; and to advocate on behalf
of an aging society. This area agencies are federally mandated by
the U.S. Older Americans Act of 1965 to plan, fund, coordinate,
implement, monitor and evaluate programs addressing the needs of
elders 60 years of age and older. The agency staff works in conjunction
with the Florida Dept. of Elder Affairs as well as local, state,
and national service providers to facilitate the service needs of
hundreds of consumers so that they can age safely with dignity and
purpose in their own homes and elder-friendly communities.
Some
of the services offered are Abuse Education, Adult Day Care, Alzheimer's
Disease Initiative, Case Management, Companionship, Congregate Meals,
Counseling, Emergency Alert Response, Health Screenings, Home Delivered
Meals, Legal Services, Personal Care, Respite, Shopping Assistance,
Transportation, and Disease Information. If you or someone you know
needs information or assistance with accessing elder services please
call the Elder Helpline at (850) 595-5420 for Escambia and Santa
Rosa Counties.
Vacation
Safety Tips for Seniors
Prepare
Your Home Before Leaving on Vacation:
1.
Create the illusion that someone is home
2.
Set your lights, TV and radios on timers.
3.
Have trusted neighbors maintain the yard and pick up the newspaper.
4.
Have front outside lights on photo cells that activate in the evening
and shut off at daybreak.
5.
Tell trusted neighbors of your absence and encourage them to contact
local law enforcement about any suspicious activity.
6.
Make sure all entry points in the home are secure.
7.
Turn down the ringer on your phone so a perpetrator won't hear it
ringing repeatedly and know that no one is at home.
8.
Activate your alarm system if you have one.
9.
Stop your mail or have a neighbor/friend pick it up for you.
10.
Disconnect the garage door opener and lock the garage door.
11.
Turn off the water to the house to prevent rupturing of a hose or
waterline.
12.
Have trusted neighbors periodically check your house. This will
create the illusion of occupancy. Also, your neighbors can identify
potential problems and act immediately.
13.
Leave a vehicle parked in the driveway. If you can't do this then
ask one of the neighbors to park there.
14.
Mow the lawn and trim any landscape so that the house looks as though
people are living there.
Getting
Ready for Your Vacation:
1.
Bring sufficient money (preferably money orders and credit cards)
for gas, food and lodging.
2.
Acquire all road and trail maps prior to the trip.
3.
Confirm all reservations before leaving home.
4.
Have your vehicle/vessel serviced by a certified mechanic.
5.
Contact persons who may be overseeing your home or pets while you
are gone.
6.
Engrave or mark your valuables before you leave and do an inventory
of the contents of your home.
7.
Before you leave, contact the Santa Rosa County Sheriff's Office
at 983-1100 and request a House Watch. This means that a patrol
car will periodically check your house while you are gone, when
an officer is available to do so.
8.
Stop any deliveries of packages, etc. You don't want these left
on your doorstep signaling the perpetrator that no one is home.
While
on Vacation:
1.
Never open your hotel/motel door to strangers.
2.
Park in well lit areas of the lodging parking lot.
3.
If you are issued a credit card type hotel/motel room key be sure
you destroy it when you leave the lodging facility. Do not return
it to the facility or leave it in the room when you check out. This
card has much of your personal information embedded on it that can
be used by someone else for identity theft. If you return it to
the front desk it is available to employees to access. They can
simply scan it in the hotel scanner and have all your personal information.
An employee can also take a hand full of cards home and using a
scanning device, access the information onto a laptop computer and
go shopping at your expense. (As a norm, hotels do not erase your
information on the card until an employee issues the card to the
next hotel guest.) Hotels will not charge you a fee for not turning
in the card.
4.
Do not carry large sums of currency while you travel.
5.
Listen to your instincts. Act immediately if you think something
is dangerous or suspicious.
6.
Plan ahead for any problems you might encounter.
7.
Be sure an area is safe before exploring.
8.
Don't drink and drive. If you choose to drink, monitor your consumption
and participate in a designated driving program.
9.
Do all things in moderation: eating, drinking, driving, sun exposure,
etc.
10.
Drive responsibly. Immediately report aggressive driving to 911.
Fire
Safety for Seniors:
Fire-related
injuries number over 100,000 and possibly two or three times that
many, when injuries from unreported fires and injuries are taken
into account. Burn injuries are particularly tragic because of the
tremendous pain and suffering they cause. Serious burns tend to
cause both physical and psychological damage and they may involve
not only the victims but their family and friends. People over 59
have a much higher fire death rate than the average population.
Those 70 and above comprise 21 percent of the fire deaths. Over
1200 Americans over the age of 65 die as a result of a fire each
year. Older adults comprise over 25 percent of fire deaths of all
ages and 30 percent of fire deaths in the home. Fires and burns
are a leading cause of deaths from unintentional injuries among
older adults. Fires caused by cooking are the leading cause of fire-related
injuries to the elderly. Many older adults take multiple medications,
the interaction of which can cause a variety of side effects, including
confusion, that may alter the decision-making process and increase
the potential for accidents. The impairment caused by the combination
of alcohol and prescription drugs in older adults can be significant.
Such impairments may lead to an increased likelihood of accidentally
starting a fire, not detecting a fire, and not being able to escape
a fire.(Courtesy of FEMA/United States Fire Administration)
Fire
Safety Tips for Older Adults:
1.
Have a fire extinguisher on hand in the home and garage/workshop
areas.
2.
Be careful when cooking. Be sure to turn off the oven and stove
when not in use.
Keep
stove surfaces free of clutter and built-up grease. Use oven mitts.
If a pan of food catches fire, using a pot holder, carefully slide
a lid over it and turn off the burner. Leave the lid in place.
3.
Do not smoke in bed or while drinking alcohol or while on medication.
Use non-tip ashtrays and empty them often, wetting the contents
before dumping them into a trash receptacle.
4.
Install smoke alarms throughout the house, garage and workshops.
5.
Keep portable heaters and space heaters at least 3 feet from everything
including you. Turn heaters off before going to sleep.
6.
Plan an escape route out of your home ahead of time. Make sure exits
are not blocked by furniture or other items.
7.
Know how to unlock doors and windows, even when you can't see if
blinded by smoke.
8.
If you are trapped during a fire, remain calm. Close all doors between
you and the smoke. If there is a phone in the room, call the fire
department even if you can see fire trucks through your window.
Stuff rags, towels or clothing in the cracks around doors.
9.
Test doors before you open them and see it if is hot. Do not open
if it is hot. In a fire emergency, use the stairs, not the elevator
in a building or home.
10.
Leave the structure as soon as possible. Do not go back into the
building for any reason.
11.
If you catch fire, Stop-Drop-Roll. Cool any burns with water and
call for help.
Protect
Yourself From Home Repair Fraud*
The
best way Florida 's senior citizens can protect themselves from
becoming victims of home repair fraud and other crimes is to be
careful, informed and prepared.
Before
you agree to or sign any contract, including one for financing,
have your lawyer review and explain the terms. If you do not have
a lawyer, call The Florida Bar or your local legal services organization
and ask for a list of those who specialize in construction or contracts.
You may also find a good lawyer through a family member or trusted
adviser.
After
a hurricane or other disaster, home repair fraud, including price
gouging against Florida 's elderly, increases significantly.
An
occupational license is NOT a construction license. It is a business
registration only.
Never
fall for phone or door-to-door offers of free estimates, home inspections
or "special deals" of any kind. Very few, if any, legitimate contractors
do this, especially after a storm.
Never
pay cash or pay for unfinished work. Paying by check or money order
provides a written record. If a contractor wants money in advance,
you should consider paying the material supplier directly.
Protect
yourself from liens against your home. If your home repair costs
over $2,500, make sure your contract states that the contractor
will obtain notarized, written releases of lien from all subcontractors
and suppliers BEFORE you will pay each payment.
Some
people posing as home repair specialists are simply con artists
looking for easy access and easy money. For your safety, do NOT
open your door, step outside, or be distracted.
IMPORTANT
TIPS
.
Compare estimates carefully; the lowest bid/price is not always
the best one.
.
NEVER agree to get your own permits; that will make you directly
responsible for everything.
.
NEVER be pressured into making hasty decisions.
.
NEVER accept an offer to take you to the bank to withdraw money
for any reason
.
Take photos of the damage.
.
Get emergency repairs done.
.
Keep all receipts for insurance purposes.
.
Make sure that you know what damages are (or are not) covered by
your homeowner's policy.
.
An unlicensed "handyman" cannot legally perform any work valued
at more than $1,000 for the entire job. Seek the advice of your
local government's building department first.
.
If you suspect anything is wrong, report it to the authorities immediately.
IMPORTANT
CONTACTS
Local
City or County Building Department: (Government section of phone
book)
Florida
Department of Business and Professional Regulation:
1
- (850) - 487-1395
Florida
Attorney General's Office - Price Gouging Hotline;
.
(800) - 646-0444
Senior
vs. Crime Project: 1- (800) - 203-3099
Insurance
Information: 1- (800) - 342-2762
Local
Sheriff's Office (983-1100), Police Department or State Attorney
(981-5500 to report fraud or a crime)
Florida
Department of Elder Affairs, Elder Helpline; 1 - (800) - 963-5337
The
Florida Bar: 1 - (800) - 342-8011 or a local legal services organization
Elder
Abuse Hotline: 1-800-96-ABUSE (1-(800)-962-2873
*This
consumer information is provided by Triad
to assist Florida 's senior citizens from becoming victims of home
repair fraud and not intended as a substitute for legal advice.
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